A. (Paul) Feraro
A.(Paul) Feraro Hallmark Realty Real Estate Services

Homebuying Step by Step Consumer Guide

This document will walk you through the exciting journey toward owning your new home. Click on the different steps to learn more....

Housing Needs

 Helps you figure out exactly what features you want and need in your home. Also, where you want that home to be. We give you information and handy work sheets to help you do that.

Market Forecasts

 Everything that happens in the larger housing market has an impact on your home purchase. We help you track treads in mortgage rates and housing prices and other key indicators that tell you the best time to buy.

Affordability

 So you know what kind of home you want, but can you afford it? Practical information and practical work sheets help you calculate how you can be house proud without being house poor.

Building your team

 There are a lot of people involved when you buy a home. Here's a guide to who they are and what they do. We provide work sheets to help you choose the right people to meet your home buying needs.

Arranging your mortgage

 There are more mortgage features available today than ever before. What are your options? How do you get the best mortgage for you and, how can you save money on your mortgage?

Mortgage loan insurance

 Don't let a down payment come between you and your home. Find out how you could qualify to buy your home with as little as 5% down with help from CMHC.

Preparing an offer

 This is the moment you've been waited for. You've found the right place, you just hope you're offering the right price. What to include in your Offer to Purchase and what to expect once our offer's been made.

Closing and Moving

 There are many small steps when it's time to close the deal. Here's information to help make sure nothing falls through the cracks. Also, tips to make moving day a smooth experience.

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